I remember the first time I filed my taxes. I was dropping something off at the post office when I saw tables full of cardboard boxes filled with forms with the now-familiar IRS eagle and… How to File Your Income Taxes for Free (or at discount)

[Updated on January 30, 2025 with screenshots from FreeTaxUSA for the 2024 tax year.] TurboTax and H&R Block are the two major tax software for filing personal tax returns. A low-cost alternative to TurboTax and… How to Report 2024 Backdoor Roth In FreeTaxUSA (Updated)

A big change in Income Tax Bill 2025! The new Tax Year replaces the Previous Year & Assessment Year. Know how it affects your tax filing with simple examples. When it comes to filing income… Income Tax Bill 2025 – Tax Year Vs Assessment Year Vs Previous Year

Younger Americans have relatively low levels of debt, but high levels of debt stress. This is evidenced by the high rates of serious delinquency for younger holders of credit cards and car loans[6]. Consumer Debt… Consumer Debt Statistics: Data, Trends & Demographics

Home » Student Loan Refinance » Which Debts Should You Pay Off First — Credit Cards or Student Loans? Having more than one type of debt is common, and that’s especially true once you graduate… Which Debts Should You Pay Off First — Credit Cards or Student Loans?

How many times have you moved jobs? The average person has 11.9 jobs between the ages of 18 and 50. And if each one has a retirement plan that you contribute to, that’s a lot… How to Find an Old or Missing 401(k)

If you buy health insurance from healthcare.gov or a state-run ACA exchange, there used to be a hard cutoff for whether you qualify for a premium tax credit. You didn’t qualify for a premium tax… 2024 2025 ACA Health Insurance Premium Tax Credit Percentages

Emergency Fund vs. Credit Card – Why set aside an emergency fund when you could invest that money instead? Can a credit card serve as a reliable backup in emergencies? Let’s break it down! When… Which One Should You Trust in a Crisis?

This Fundrise review will examine how the platform works and review its pros and cons. Fundrise allows non-accredited investors to invest in private real estate funds with initial investments as low as $10. The company… What You Need to Know

Looking to make your money work harder? Explore the world of Certificates of Deposit (CDs), where you can secure solid returns while locking in your funds for a specific time. Discover the banks and credit… Best CD Rates: Certificate of Deposit 2023)

H&R Block and TurboTax are two of the most popular tax-preparation software programs available. Each has a well-deserved reputation for being an industry leader. But which is the best between the two? Well, there’s no easy… H&R Block vs. TurboTax 2025(Pricing, Packages, and Features)

[Updated on January 30, 2025 with updated screenshots from FreeTaxUSA for the 2024 tax year.] The best way to do a backdoor Roth is to do it “clean” by contributing *for* and converting in the same year… Split-Year Backdoor Roth IRA in FreeTaxUSA, Year 1

Investing in precious metals has always been an attractive option for investors looking to hedge against economic uncertainties and diversify their portfolios. Among the various ways to invest in these assets, Exchange-Traded Funds (ETFs) provide… Which Is Best for Your Portfolio?

In the Union Budget of 2025, the taxation of Unit Linked Insurance Policies (ULIPs) changed significantly. Let’s look at these changes in a simple way. What Are ULIPs? ULIPs are insurance products that combine investment… Budget 2025 – Taxation of Unit Linked Insurance Policies (ULIP)

If you’re balancing VTI vs. VOO, you’re probably looking at putting money into an index fund. That’s generally going to be a good decision. Index funds allow you to diversify your portfolio even if you… Index Funds Go Head to Head

January 29, 2023 Posted By: growth-rapidly Tag: Personal Finance Walmart Neighborhood Market is a smaller grocery store format owned by Walmart, offering fresh produce, meat and dairy, bakery, deli, and pharmacy… How It Differs From Regular Store?

Home » Make Money » The Truth About Systeme.io: Game-Changer or Just Another Gimmick? Systeme.io has burst onto the digital marketing scene, brandishing a bold claim as an all-in-one, free platform. Let’s face it, when… What is Systeme.io + how it works + my review (January 2024)

The first few years I filed my taxes, I used Intuit’s TurboTax. Back in the early 2000s, there weren’t too many options. There were almost no free options. TurboTax walked me through all the questions,… The 4 Best TurboTax Alternatives

[Updated on January 30, 2025 with screenshots from FreeTaxUSA for the 2024 tax year.] The previous post Split-Year Backdoor Roth IRA in FreeTaxUSA, Year 1 dealt with contributing to a Traditional IRA for the previous year and recharacterizing… Split-Year Backdoor Roth IRA in FreeTaxUSA, Year 2