[Updated on January 30, 2025 with screenshots from FreeTaxUSA for the 2024 tax year.] The previous post Split-Year Backdoor Roth IRA in FreeTaxUSA, Year 1 dealt with contributing to a Traditional IRA for the previous year and recharacterizing… Split-Year Backdoor Roth IRA in FreeTaxUSA, Year 2

In the realm of corporate finance, companies often seek to raise capital through public offerings. Two primary methods are the Initial Public Offering (IPO) and the Follow-on Public Offering (FPO). While both involve issuing shares… Key Differences & Investment Insights 

Indusland Bank’s net worth has dropped by Rs.1,577 Cr. If you have a fixed deposit with IndusInd Bank, should you be worried? Let’s break it down in a simple way. Understanding Net Worth in Banking… IndusInd Bank’s Net Worth Drops by Rs.1,577 Cr. – Should FD Holders Be Worried?

SPY vs. VOO vs. IVV: a faceoff between three large, popular index funds, all tracking the S&P 500. But what’s the difference if they all track the same index? And how can you decide which… Major S&P 500 Index Funds Compared

A small loan, like a $50 loan, sometimes is all we need for a quick emergency. For example, we might need $50 to fill up our gas tank or to simply to buy food. But… $50 Instant Loan Apps: Which Ones Are the Best?

Initially, when my wife introduced me to Stan Store, I wasn’t impressed. It seemed illogical to pay $30 a month for software that just offered a basic sales page, especially without any integrated email service… What is Stan Store? – Good Financial Cents®

If you are paying for multiple streaming services individually, you may be paying too much. Streaming services are now bundling (ironic, as they started as alternatives to cable) so you can save money by combining… If You Aren’t Bundling Streaming Services, You’re Probably Overpaying

When you transfer investments in a brokerage account from one broker to another, it goes by a system called ACATS, which stands for Automated Customer Account Transfer Service. Some people call it ACAT. I’m going… Protect Your Brokerage Accounts From ACATS Transfer Fraud

In recent years, the Government has announced major amendments to the debt mutual funds taxation system. These new rules, introduced and implemented in 2023 and 2024 have changed the way capital gains from debt mutual… Understanding New Rules & Impact

IRDAI has introduced a payment method called Bima-ASBA. You can now pay insurance premiums smartly, and there will be no deductions until policy approval. Starting from March 1, 2025, policyholders can now block their insurance… IRDAI’s Bima-ASBA – Pay Insurance Premiums Smartly And No Deductions Until Approval!

Do you have an old health savings account (HSA) that is just gathering dust? Understanding the HSA rollover rules can help you make the mont of that account. While you’ll never lose an old HSA,… HSA Rollover Rules

February 10, 2023 Posted By: growth-rapidly Tag: Banking PNC Bank Near Me Where to find the closest PNC Bank near me? If you are a PNC bank customer, that is a… PNC Bank Near Me: ATMs and Branches Nearby

College students have a lot on their plate already, including the need to study to get good grades, participating in any number of on-campus activities and potentially working part-time to have some spending money. That… 6 Ways to Help Your Child Build Credit During College

When I was younger, I was always in a hurry. Things were never going fast enough. I was impatient. I wanted things to happen immediately and so I pushed and I pushed and I pushed.… It’s never too late

You may have contributed to a Roth IRA and then realized later in the same year that you would exceed the income limit. You recharacterized the Roth IRA contribution as a Traditional IRA contribution and… Recharacterize & Convert, Same Year

Financial planning is an essential skill for millennials looking to achieve financial independence and long-term security. With rising living costs, student debt, and an uncertain job market, managing money effectively has never been more important.… Financial Planning for Millennials: Smart Steps to Success

How to update your EPF name, DOB, gender, nationality, parents’ name, marital status, spouse name & joining/leaving date online without employer approval? The Employees’ Provident Fund Organization (EPFO) has introduced significant reforms to simplify the… Change Name & Personal Details Online Without Employer Approval!

This article is a continuation of our initial story on launching FinMasters and spending $477,924 to do so, make sure you read that one first for context. Here’s an overview of what I intend to… An update on our newest media brand 18 months and $289,000 later.

Home » Debt » Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife I recently completed three of the top Christian financial education programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial… Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife

NerdWallet Budgeting App Product Name: NerdWallet Budgeting App Product Description: NerdWallet offers a free budgeting app that is available to anyone who registers for an account. It has all the basic features of a budgeting… NerdWallet Budgeting App Review