When I started my first blog in 2004, I was in my early 20s. I’m now in my mid-forties. And while my first blog no longer exists, I still remember a lot of the posts… How my thinking about money has changed over 20 years (and what hasn’t)
SALT stands for State And Local Taxes. It’s basically state and local income taxes and property tax. The 2017 Trump tax law capped the tax deduction for SALT at $10,000. If you paid more than… Effect of Higher SALT Cap in 2025 Trump Tax Law
Making smart investment choices has become more important than ever. With rising prices, changing markets, and new investment options, it’s not enough to simply invest—you need a clear plan to grow and protect your money. … Objectives of Portfolio Management Explained
TruCap default reveals risks of high yield bonds in India. Know why blindly trusting online bond platforms for high returns can cost investors. Recently, many retail investors were shocked when TruCap Finance, a non-banking finance… The Hidden Risk of High Yield Bonds
Rich people transform themselves into money magnets. Here are a few ways they do it: The Pursuit of Success Turns You Into a Money Magnet – Those who pursue success turn themselves into money magnets,… How To Transform Yourself Into A Money Magnet
Credit card piggybacking is when you add someone else as an authorized user to help them improve their credit history and thus their credit score. Adding someone as an authorized user is free and they… What is Credit Card Piggybacking?
The new 2025 Trump tax law — One Big Beautiful Bill Act — created several new tax deductions. Some people say they’re above-the-line deductions, but that’s not true. These new deductions are all below-the-line. This… Tax Deductions: Above-the-Line, Itemized, and Neither
Most investors dream of becoming the next success story—timing the market perfectly, picking the next multi-bagger stock, or riding the hottest investment trend at just the right moment. The media celebrates those who “got in… Smart Financial Planning: Avoid Mistakes, Build Wealth
Does Jane Street India impact markets and should mutual fund long term investors worry? Learn how much it takes to move Nifty 50 by 1%. If you’re a regular investor putting money in SIPs or… Should Mutual Fund Long-Term Investors Worry?
Image source: Unsplash Success once followed a clear, linear formula: go to school, get a good job, buy a house, retire with a pension. For generations, this blueprint was accepted as truth. But in today’s… These 6 Outdated Beliefs About Success Are Still Holding You Back
When I started working out of college, I had one stream of income. My job. Now that I’m in my forties, with twenty-plus years of work behind me, I have several streams of income. Most… Why Saving The First $10,000 Is Critical
[Rewritten on July 5, 2025 after the new 2025 Trump tax law was passed.] Because I’m self-employed and I’m under 65, I buy health insurance from a health insurance marketplace established under the Affordable Care… The ACA Premium Subsidy Cliff After the 2025 Trump Tax Law
Everyone has financial dreams—some are right around the corner, like taking a much-needed vacation or buying a new gadget. Others, like planning for your child’s education or retiring comfortably, take years of effort and planning.… Short-Term vs Long-Term Financial Goals
Is Gold Jewellery a Good Investment? Learn how wastage, making charges & GST silently eat up to 30% of your money — plus smarter ways to invest in gold. Gold holds a special place in… Is Gold Jewellery a Good Investment? Beware 30% Hidden Loss!
Image Source: 123rf.com Most of us assume that if we reject cookies or use private browsing, our data is safe. Unfortunately, online tracking doesn’t stop there, and many of the tools used to follow your… 10 Ways You’re Being Tracked Online—Without Your Consent
The retirement account landscape seems like a mish mash of acronyms – 401(k), IRA, HSA, etc. If you’re new to this, as I was when I first started working, it can be overwhelming. Fortunately, there… In What Order to Make Your Savings Contributions
Portfolio management and wealth management are often assumed to be the same, but they serve different financial functions. Portfolio management focuses on managing an individual’s investments, while wealth management takes a broader view, covering all… Difference between portfolio management and wealth management
Discover the best investment plan for child’s future in India. A step-by-step guide to secure your child’s education, marriage, and long-term goals. As a new parent, you’re probably overwhelmed with joy, responsibilities, and a whole… Best Investment Plan for Your Child’s Future in India
Image source: Pexels Making the decision to get your finances under control is usually painted as a positive, empowering move—and it is. Cutting back on spending, budgeting with intention, and saying “no” to unnecessary expenses… 6 Times Cutting Back Meant Losing Friends
Our kids’ school sent out a list of summer reading programs that we’ll look to get our kids involved in. It’s great that so many books stores and organizations are getting in on the action… Summer Reading Programs for Kids 2025
Auto and homeowners’ insurance have gotten a lot more expensive in recent years. Many people experienced premium increases of 10%, 20%, or more on their renewals. Inflation in materials and labor, technological advances in vehicles,… Use an Independent Agent for Auto and Home Insurance
