A financial lease is a cost-effective way for businesses to access essential assets—such as equipment, vehicles, or machinery—without the burden of immediate ownership. It allows companies to preserve cash flow while acquiring long-term control over… Meaning, Benefits & How It Works
Why Gilt Fund NAV fall after RBI rate cut? Understand why NAVs dropped despite a 0.5% repo rate cut, with insights on yields, RBI policy, and market reactions. The Reserve Bank of India (RBI) recently… Why Gilt Fund NAVs Fell Despite RBI’s 0.5% Rate Cut?
Image source: Pexels When we think about health, we usually picture gym memberships, balanced meals, and maybe a few extra steps in our skincare routine. But there’s another, often-overlooked factor that plays a huge role… 9 Surprising Health Benefits of Financial Stability
I haven’t paid an ATM fee in ages because I use an Ally Bank checking account. They will reimburse me $10 per statement cycle on fees charged by another bank when I use their ATM.… Major Banks with ATM Fee Reimbursement
Running and growing a business needs money. But where does this money come from? Generally, a company has two main options: It can sell shares to raise money from investors, which is called equity financing,… What Is Operating Leverage? Meaning and How it Works
New Nomination Rules for Demat & Mutual Funds by SEBI allow up to 10 nominees from Sept 2025. Know key changes, forms, deadlines, and investor guidelines. Investing is not just about growing wealth; it’s also… SEBI’s New Nomination Rules for Demat & Mutual Funds 2025
Image source: Unsplash Once the backbone of the American Dream, the middle class is slowly being erased in places where it used to thrive. These are states where having a college degree, a decent job,… 10 States Where the Middle Class Is Being Squeezed Out Completely
It’s easy to tell people that they shouldn’t react emotionally when they’re investing. Don’t sell when you’re scared and don’t buy when you’re excited. Leave the emotion out of it. And I’ve written those same… My Biggest Investing Mistake and How You Can Avoid It
Building a secure and financial future is a dream for all. Financial planning and wealth management help you achieve your end goals and manage finances. Understanding the difference between financial planning and wealth management enables… Difference between Financial planning and wealth management
Confused about PFIC rules for Indian NRIs in USA? Learn how PFIC affects your Indian mutual funds, tax filing, and smart alternatives to avoid penalties. If you’re an NRI living in the US and investing… PFIC Rules for Indian NRIs in USA: Tax Impact & Solutions
If you find value in these articles, please share them with your inner circle and encourage them to Sign Up for my Rich Habits Daily Tips/Articles. No one succeeds on their own. Thank You! The poor and… Common Expenses Everyone Has, Except the Rich
Image source: Unsplash Retirement used to mean comfort, security, and maybe even a little luxury. But for many families across the U.S., especially those caring for aging parents or preparing for their own elder years,… The Silent Price War: 7 Cities Where Elderly Care Costs Are Exploding
Image source: Unsplash For most of us, buying a car means choosing between affordability, reliability, and a few nice features. But for the ultra-rich—the elusive top 1%—cars aren’t just transportation. They’re trophies, rolling status symbols,… 7 Cars That Only The 1% Can Afford
Image source: Unsplash We’ve all heard it, “Cut the lattes, stop dining out, cancel every subscription.” But if making your paycheck last means stripping life of its small joys, it’s no wonder most people give… 11 Effortless Habits That Make Paychecks Stretch Further
Image source: Unsplash When it comes to saving money, most people think of massive overhauls—downsizing homes, switching jobs, or completely reworking a budget. But those who’ve mastered the art of frugality know the secret: it’s… 15 Quick Fixes Every Serial Saver Swears By
Image source: Unsplash As healthcare costs rise and Americans live longer, the price tag attached to elderly care has become an intimidating force. Long-term care insurance assisted living, and in-home nursing support can quickly drain… 6 Insurance Loopholes That Slash Elderly-Care Premiums Overnight
Image source: Unsplash You offer them your guest room, a warm meal every night, and the comfort of family close by. But your mom and dad politely decline or sidestep the conversation altogether. If you’ve… 8 Reasons Your Mom and Dad Have No interest In Living In Your Home
Dear Dave, My husband and I live in India. I’m from the States, and he was born here. When it comes to our finances, I manage our American investments, and he manages our Indian investments.… Dave Says: All of Your Brain Means Both of You
But first . . . JD Vance nails it in 34 seconds. And now . . . PROFITS OPRT has been suggested here often, and a lot of us now have a double or even a triple. … Of Profits, Protests, and Posters
Image source: Unsplash Let’s be real: fast food isn’t cheap anymore. Once the haven of a $5 meal, combo prices now rival sit-down restaurants. But here’s the kicker—savvy customers know there are hidden hacks that… 11 Fast-Food Menu Swaps That Cost Exactly $0 and Taste Way Better Than the Combo
Image source: Unsplash Swipe, earn, repeat—that’s the dream most cash-back credit card commercials sell. They promise rewards for what you’d be buying anyway. A little back for every purchase, right? But here’s what they won’t… The Dark Fee Trap in Cash Back Cards: 8 Realities Banks Won’t Blast on X
